Finance. Risk. Unified.
Say goodbye to siloed processes, disconnected systems and scattered data.
Say hello to a single, modern software solution that provides strategic visibility and combines comprehensive financial and risk analytics in a highly automated and intuitive technology platform.
Growth-oriented community and regional banks are now able to gain unprecedented forward-looking insights into their financial performance and risk exposure. This cutting-edge technology combined with best-in-class financial and risk management methodologies provides the freedom to spend less time guessing, gathering, and reacting, and more time executing your strategy, optimizing your risk profile, and achieving your goals.
Find out more today about how our unified technology platform can provide you with unprecedented strategic visibility. Click the “Learn More” button to receive our latest eBook, 7 Key Elements Needed to Integrate your Financial and Risk Strategy, and Why They’re Essential.
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THE ART OF STRATEGIC ERM™
We fully understand the challenges that today’s bankers face with managing risk and we take a straight-forward approach to each client with comprehensive application driven by their business culture and objectives. We also understand demands on time, resources, and pressures bankers face to deliver results.
OVERVIEW.
OnPoint Risk Advisors is a consulting and advisory firm that focuses on assisting financial institutions with strategic – and often neglected – optimization of their enterprise risk management practices.
The OnPoint team includes experienced banking professionals who take disciplined ERM practices to a strategic art form. Our OnPoint advisors have strong expertise in ERM, Credit, Operations, Market, Internal Audit, Compliance, and Technology risk management.
LEADERSHIP.
We believe there is no one-size-fits-all template for adequate ERM. At OnPoint, we are specifically equipped and intent toward dynamically providing solutions that fit your unique needs and goals.
DELIVERY.
OnPoint has developed proprietary enterprise risk management methodologies based on decades of hands-on financial industry experience that has been proven to accelerate results.
OnPoint retains strategic relationships with regulators, technology providers and trade groups and has excellent client relationships and references.
With high-performing consultant specialists positioned in the largest markets around the US, OnPoint’s Digital Enterprise allows for the kind of native delivery that ensures a high-touch collaboration effort.
SELECTED PROJECTS
PRACTICE LEADERS & EXPERTS
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JOHN DREW
John, a 37-year veteran in the financial services/banking industry, is President & CEO of OnPoint Risk Advisors, a Risk Management consulting firm that provides strategically aligned ERM and Credit Risk Consulting Services ranging from initial assessments to full implementations.
Formerly, EVP/Chief Credit & Risk Officer of Amegy Bank, John was responsible for Enterprise Wide Risk Management including governance, credit, operations and market risks and served as the liaison to the Board of Directors and the OCC for the risk management and regulatory oversight of the bank. Under his leadership, the bank implemented one of the earliest comprehensive Enterprise Risk Management programs in the nation which included the integration of all Regulatory Compliance and Internal Audit functions.
Other risk management related accomplishments include roles with the Risk Management Association, the nation’s leading risk management association for financial institutions, as National and State Director, Enterprise Risk Council and numerous speaking engagements at local, state and national risk management events. John has provided risk management training and thought leadership in the area of risk management to over 400 bank regulators across the nation. John holds a BBA in Finance degree from Texas Tech University.
AARON TAYLOR
Aaron recently spent 10 years at a leading regional financial institution. His scope of responsibility included the role of Executive Vice President, Director of Capital Planning, Director of Enterprise Risk Management, Director of Financial Planning and Analysis.
Aaron has a wide ranging career in the banking industry with extensive experience and emphasis on stress testing, enterprise risk management (ERM), and financial reporting and analysis. He was the primary architect for the development of the Dodd Frank Act Stress Testing (DFAST) program, Model Risk Management Program and ERM Program. In addition to establishing an effective governance structure, Aaron also designed pre-provision net revenue and credit loss models. Prior to that, he led the formation and development of both the Enterprise Risk Management (ERM) and Financial Planning & Analysis (FP&A) departments. While leading the FP&A department, he successfully managed the implementation of a comprehensive financial reporting, budgeting, and forecasting system used for all internal, regulatory, and SEC reporting.
Aaron’s banking and risk experience also includes extensive involvement in every stage of two major M&A transactions and the related purchase accounting. He also has extensive experience in profitability reporting, asset liability management, securities analysis, and cash flow modeling. In addition to his CPA and CFA license.
Aaron holds a Bachelor of Science in Finance degree from Oklahoma State University and a Masters of Science in Accounting and Information Management degree from the University of Texas at Dallas.
CHRIS HENKEL
With nearly 30 years of banking, finance, and risk analytics experience, Chris has led financial institutions of all sizes to manage financial risks through digital transformation, data science, and business analytics.
Chris began his financial services career as a commercial banker (ABL, corporate, CRE, middle-market, specialty finance) and credit and financial risk management expert for a regional bank in Texas. He brought analytical and quantitative expertise in loan underwriting, credit review, risk modeling, data analytics, and training to essential front and back-office lending activities.
As a Managing Director working for a New York-based leading provider of financial intelligence and analytical tools, Chris provided over one-hundred financial institutions with extensive leadership, consulting, and ongoing support for SaaS products and risk management services. Chris led large and diverse teams who served as the trusted point of contact and advisors for strategic customers. He developed, sold, delivered, and supported solutions for CRE lending and investments, allowance for credit loss quantification (CECL, IFRS9), credit administration (including policy and process enhancement), risk ratings and modeling, portfolio monitoring, regulatory compliance, and credit risk training.
Chris’ additional activities include authoring articles for trade publications, delivering webinars, speaking at industry conferences, and periodically teaching finance and risk as a guest lecturer at the college and high school levels.
In addition to four years serving our country in the US Navy, Chris holds both an MBA and a BBA in Finance and Accounting from The University of Texas at Dallas, along with a combined four years of post-graduate study in Banking and Financial Support Services at SW Graduate School of Banking (Southern Methodist University) and Data Science and Business Analytics at the University of Texas at Austin.
PRINCE MCKNIGHT
Prince McKnight is 35-year compliance and risk executive with extensive experience in developing, implementing and managing enterprise-wide regulatory compliance programs, including those geared to enhance anti-money laundering, Bank Secrecy Act, and financial crimes compliance as well as oversight of consumer protections.
Over the course of his career, Prince has been a federal banking examiner, a regulatory consultant, trusted advisor and subject matter expert serving mid-size, and large commercial financial institutions. He also has served in senior and executive management capacities in several growth oriented financial institutions of varying size and complexity leading through the mitigation of supervisory concerns, both formal and informal, relating to financial crimes compliance.
Prince has also participated as an instructor and panelist in several seminars and classes conducted by the American Bankers Association as well as the Texas Bankers Association on Bank Secrecy Act and other regulatory and risk subjects.
Prince holds a Bachelor's degree in Business Administration and Management from Trevecca Nazarene University.
BUDDY COX
In addition to 19 years of FinTech and banking leadership experience, Buddy Cox is an entrepreneur, investor, and business-focused technology strategist who over the last 25 years has created an array of successful businesses in three different industries.
Most recently, Buddy was a founding partner and EVP, Chief Information Officer/Chief Operations Officer of Cadence Bank, N.A. which, in 2010, raised $1.0 billion in capital and deployed $925 million to support a value-enhancing bank acquisition and merger strategy in the southeast U.S. and Texas. After acquiring and fully integrating three banks, and singularly branding the combined entity as Cadence Bank, N.A., the company grew to $8.5 billion in assets with 72 locations and 1,300 employees over the 5 years of Buddy’s leadership.
As Executive Vice President and Chief Information Officer at Amegy Bank, he led innovation in policy development, best practices, security and regulatory compliance. During his 14 years at Amegy, he helped the bank earn a reputation for technology leadership and innovation by accomplishing a number of technology "firsts" in the industry, including electronic statements and e-business services.
Buddy was a pioneer in developing much of the information technology that brought the banking industry online. He was a founding member of the industry's first Internet Council in 1995, which successfully packaged and originated the first financial transaction to be sent over the Internet. Buddy was named to the CIO 100 in 2004 by CIO Magazine. He was awarded the 2005 Digital ID Award, which recognizes innovation leadership in technology and security, and was named number one of three top CIOs "who get banking" by Gonzo Banker (CornerStone) in 2004.
Whether it’s banking, investing, or business strategy, Buddy is known for his rich business acumen, level head, understanding of technology trends and his action-oriented leadership style.
Buddy earned his bachelor's degree in finance from the University of Texas at Austin.
COLETTE ROBICHAU
With over 30 years of experience in the Financial Services Industry, Colette is a highly successful Senior Project Manager and Enterprise Risk Management Program Manager in technology, financial, and governance.
As a former Vice President for IT Finance and Planning with a high-growth regional financial institution, Colette utilized a unique combination of strategic analysis, negotiation and financial management skills to lead all financial functions for the high growth IT division including operational budgeting and forecasting, capital planning, cost accounting, financial analysis and variance reporting while focusing on performance measurements and governance standards.
As an Enterprise Risk Management Program Manager and business process strategist for OnPoint, Colette brings exceptional knowledge and experience to clients through service value and project planning development, data and process analysis, risk assessment, organizational behavior, and collaborative resource management. Combining strong project management leadership, her background in statistics and proven best practices methodologies, she develops tracks and coordinates customizable and highly strategic plans for the implementation of ERM and Credit Risk Management programs.
Colette holds a Bachelor of Science in Statistics degree from the University of Southwest Louisiana in Lafayette, Louisiana and an MBA with emphasis on Project Management from Empire State College in Saratoga Springs, New York. Additional training includes Project Management Tools and Methodologies, COBIT User Conference, ITIL Management Basics, Six Sigma Green Belt Training, and Capturing Business Requirements Training.
TAWNY SPIDLE
Senior Commercial Banking and Finance professional with over 35 years of commercial credit risk management oversight including credit policy, lending technology, credit analysis training program leadership, underwriting, loan portfolio analytics, small business banking, commercial banking, and financial accounting.
Serves clients as project manager and lead analyst for Dual Credit Risk Rating ScoreCards, Allowance for Credit Loss (CECL and Incurred Loss), Stress Testing and Loan Portfolio Analytics implementations.
Experience includes key leadership role in the formation of a $1.9 trillion national bank’s consolidation of statewide Business Banking units, centralization of Small Business Lending, and the design, development and integration of the 5th largest SBA lender in the country. Served as a key member of the Community Reinvestment Act planning team leading the analysis and development of the annual regional CRA plan. Coordinated the integration of four acquired loan portfolios and related personnel.
As Vice President of Wholesale Banking, led the integration of a $1.5 billion commercial loan and related treasury management services conversion in conjunction with bank merger while managing the migration of the customer base to automated delivery channels supporting both credit and non-credit needs.
JOHN DREW President & CEO |
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AARON TAYLOR Financial & Capital Practice Lead |
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CHRIS HENKEL Enterprise Risk and Credit Risk Practice Lead |
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PRINCE MCKNIGHT Compliance Risk Practice Lead |
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BUDDY COX Technology Govn/Ops Risk Practice Lead |
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COLETTE ROBICHAU ERM/eGRC Systems Expert |
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TAWNY SPIDLE Credit Risk, Commercial and Small Business Underwriting |
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ADVISORY TEAM* | |||||||||||
Enterprise Risk |
Financial & Capital Risk |
Governance Risk |
Credit Risk |
Operations Risk |
Market Risk |
Technology Governance Risk |
Compliance Risk |
Internal Audit |
Mortgage Risk |
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* In addition to our listed Practice Leads and Experts, OnPoint has additional talented advisors in key markets. |
STRATEGIC PARTNERS
Sola Analytics delivers a comprehensive reporting, modeling, budgeting, enterprise risk management and credit risk management solution designed to meet the unique needs of banks – including forecasting, stress testing, profitability analysis, and the calculation of the Allowance for Loan Losses. This Microsoft SQL Server and Excel based platform includes a full suite of banking-specific features. Due to the high-level of out of the box functionality and flexible technology, a fully customized solution can be deployed in less than 60 days for most institutions.
Henkel Analytics LLC is a professional services firm engaged in helping financial institutions improve how they manage risk through data-driven analytics and digital transformation.
Recognizing that the ‘one-size-fits-all’ solutions that saturate the market today are inappropriate for many community and regional banks, Henkel Analytics LLC was formed to serve as a trusted partner and advisor who can tether leading analytical practices and industry trends with your institution’s unique risk and finance activities.
Submit the form on the right and we’ll provide you with a link for our latest eBook, 7 Key Elements Needed to Integrate your Financial and Risk Strategy and Why They’re Essential.
You will also receive a link to our 4-page guide, How To Make CECL A Strategic Advantage.
And if you want to jump right in, we invite you to call us at 713-515-1285 or emails us at [email protected]
Contact Us
to set up a demonstration and consultation.
In response to requests from banks for help with stress testing their loan portfolios to assess the impact of COVID-19, Finance. Risk. Unified. is making its expert team of veteran bankers and proven models available as a Rapid Response Loan Portfolio Stress Testing Service. This entire process can be completed in 7 days. We do all the work, share all of our findings with you and your team and the cost is minimal.
It is clear that our economy is being impacted and stressed in unprecedented ways and this challenge will likely be a significant factor for the foreseeable future. We believe that the properly equipped bank will be quick to identify potential impacts and make critical adjustments to navigate a path of continued success.
Submit the form (on the right) and we’ll send you a link to download our eBook to show you how the service can show you the potential and future credit exposure in your loan portfolio.
And if you want to jump right in, we invite you to call us at 800-844-5512 or email us at [email protected]. We will set a time to explain details and demonstrate our technology-based tool sets to make this process very effective and fast.
to set up a demonstration and consultation.